Credit information about individuals

    Credit information about individuals

    We provide credit information about private individuals and sole traders to business customers with a valid lawful basis under the GDPR (AVG). Are you a private individual? Use our guidance and free tools to understand your own creditworthiness.

    Smiling woman at a sunny kitchen table reviews her credit data with a laptop and letter
    We provide credit information about individuals exclusively to business customers with a valid lawful basis under the GDPR (AVG).

    Personal status information for credit management

    Alongside credit information, we also maintain signals about deaths, court-ordered guardianship (Dutch curatele) and VOW status. This information can be supplied on request to business customers for their credit management processes.

    Death notifications

    A death notification helps update customer records and reconsider routine payment reminders before determining appropriate follow-up.

    Court-ordered guardianship

    Information about Dutch curatele helps check who is authorised to represent the individual and with whom contact should be coordinated.

    VOW

    VOW stands for ‘vertrokken onbekend waarheen’: departed, destination unknown. This signal helps check address details and contactability before continuing correspondence or debtor follow-up.

    Supplied only with a valid lawful basis under the GDPR and for an appropriate business purpose, including source and reference date. Availability and currency are agreed per request. A signal is not a standalone creditworthiness assessment and must be verified before further action. Personal data is not published on this website.

    Request personal status information

    What is creditworthiness?

    Creditworthiness is an assessment of your ability to repay loans. Your payment history, current commitments and previous credit relationships together shape your credit profile.

    • Your credit record shows your credit history
    • Mortgage lenders and banks check your credit record
    • A positive record can actually help with borrowing
    • Negative records remain for a maximum of 5 years
    View the knowledge base

    Calculate your energy costs

    Understand your monthly energy costs and find out how much you could save with solar panels.

    Energy Costs Calculator

    Calculate your estimated monthly energy costs based on your consumption.

    2,800 kWh/year
    0 kWh8,000 kWh
    1,200 m³/year
    0 m³3,500 m³
    0 panels
    020 panels

    Electricity per year

    €756

    Gas per year

    €1,620

    Standing charges/year

    €565

    Estimated monthly costs

    245/month

    Per year

    €2,941

    * Indicative calculation based on average rates (€0.27/kWh electricity, €1.35/m³ gas). Actual costs may vary.

    Compare financial products

    View our comparisons of personal loans, mortgages and credit cards to make the best choice for your circumstances.

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    Request credit information

    Request credit information

    Tell us which business or person you need credit information about. We provide the information with source references and an as-at date. We only provide information about individuals to business customers with a valid lawful basis under the GDPR (AVG).

    This quick check prevents automated spam enquiries.

    How we process your data
    • What: company name, contact person, email address, telephone number and your explanation.
    • Purpose: solely to respond to your information request and contact you.
    • Recipient: your own email application sends the message directly to sales@liplyn.com. This form does not store anything itself or enter any data into a database.
    • Legal basis & rights: processing based on your consent. You can request access to, correction or deletion of your data by emailing sales@liplyn.com.

    When you submit, your own email application opens with a pre-filled message to sales@liplyn.com. CreditCheck.nl provides credit information about companies and individuals and does not itself provide financing. Your data is used only to answer your question.