Registration and legal form
Check the registered name, KVK (Dutch Chamber of Commerce) number, legal form and registered location. A BV or NV has a different liability profile from a sole trader or VOF.
Check a company's creditworthiness
CreditCheck.nl provides credit information that business customers can use to assess customers, suppliers and other business partners. Review registration details, financial information, payment behaviour and insolvency notices together, with sources and reference dates.
How do you check a company?
First identify the correct legal entity using its KVK (Dutch Chamber of Commerce) number. Then check the available annual figures, insolvency notices and payment experiences. Record missing information and reference dates before making your own decision about supplying on credit. Registration or the absence of bankruptcy does not prove that a company can pay.
Four checks before doing business
Insolvency register
Check whether a bankruptcy, suspension of payments or debt restructuring has been published. We only show notices relating to legal entities.
Annual accounts and going concern
Assess published annual figures, equity and the going concern section. Low equity increases debtor risk.
Payment behaviour and credit limit
Review arrears and trends in your own payment records. Set your own credit limit and payment terms based on the available information; a calculation tool only provides an indication.
Fictitious file · not an actual company report
A company check in practice
Voorbeeld Handel B.V. exists only in this example. All findings are invented to illustrate the components; they have not been obtained from the sources listed. An actual file specifies the source, reporting period and reference date for each data item.
| Component | Fictitious finding | Source type | What does this mean? |
|---|---|---|---|
| Identity | Voorbeeld Handel B.V. — fictitious legal entity | Business Register | Check that the contract, invoice and file relate to the same entity. |
| Financial information | Annual figures available; more recent figures missing | Filed annual accounts | Annual accounts look back and do not necessarily reflect the current situation. |
| Payment behaviour | Some invoices paid after the agreed due date | Internal accounts receivable records | Investigate the cause and trend; a late payment does not prove inability to pay. |
| Insolvencies | No notice found in this fictitious check | Central Insolvency Register | No match is not a guarantee of creditworthiness or payment. |
A report brings together facts and gaps in information. It is not a payment guarantee, financial advice or an offer of financing.
See what a credit report containsFrom a check to an information request
- Provide the company name and, if known, its KVK (Dutch Chamber of Commerce) number.
- Describe your purpose: for example, accepting a new customer, assessing a supplier or reviewing an existing debtor.
- Specify which details you need and what information you already have.
- CreditCheck.nl assesses your information request. Availability, any costs and delivery are agreed with you; the request does not generate an immediate report.
Sources and limitations of credit information
- KVK (Dutch Chamber of Commerce) — Business Register and business relationships
Identity, legal form and checks to confirm the correct business counterparty. Available annual figures vary by company.
- De Rechtspraak — Central Insolvency Register
Official insolvency notices. Check the entity, ruling date and any subsequent notices.
- CBS (Statistics Netherlands) — bankruptcies, key figures
Statistical context with definitions and reporting periods. A national or sector average does not assess an individual company.
Payment experiences depend on the data available and do not provide a complete overview of all obligations. News, the Staatscourant and desk research can provide additional context; a news item is no substitute for an official register entry.
We only supply credit information on individuals to business customers with a valid legal basis under the GDPR (AVG). Personal files are not published publicly on this website.
Read more about checking companies
Editorially updated: . This is not a reference date for company data.
Transparency
- CreditCheck.nl provides credit information about both businesses and individuals.
- Our information comes from public registers and affiliated sources, with source references and an as-at date.
- We provide credit reports ourselves or through affiliated credit information agencies.
- We only provide credit information about individuals where there is a valid lawful basis under the GDPR (AVG).
- We do not provide credit ourselves or offer financial advice.
Request credit information
Request credit information
Tell us which business or person you need credit information about. We provide the information with source references and an as-at date. We only provide information about individuals to business customers with a valid lawful basis under the GDPR (AVG).