Calculate a Loan
Calculate how much you could borrow based on your income and expenses. Get an instant overview of your monthly repayments and total costs.
Your Financial Details
Rent, insurance, subscriptions, etc.
Desired Loan Amount
Calculation
Monthly Repayment
€293.49
Affordable
You have €1,500.00 left after fixed expenses.
Please note
This is an indicative calculation. Actual terms may vary by provider. A creditworthiness assessment also affects your borrowing options.
Frequently Asked Questions
What is the maximum I can borrow?
This depends on your income, fixed expenses and any credit registrations. Lenders often apply a maximum of 15x your monthly income.
What is the difference between effective and nominal interest?
The nominal interest rate is the base rate. The effective rate (APR) includes all costs and gives a true picture of what you pay.
Does a loan affect my mortgage?
Yes, existing loans are taken into account when you apply for a mortgage. Even repaid loans can remain visible in the credit register for up to 5 years.