Free Mortgage Tool

    Mortgage Checker

    Find out how much you could borrow with a mortgage based on your income, assets and current interest rates. Get an immediate overview of your monthly payments.

    Enter your details

    €50,000
    €0
    €20,000
    4.5%
    30 years

    Your maximum mortgage

    €245,000

    Including own funds

    Maximum borrowing

    €225,000

    Monthly payments

    €1,140

    Total interest

    €185,415

    Housing cost ratio

    27.4%

    Your housing cost ratio is healthy (below 35%). You have a sufficient buffer.

    Indicative calculation

    This tool provides an estimate. Your actual mortgage depends on your personal circumstances, student debt, other loans and the mortgage lender's terms and conditions.

    Frequently asked questions