Terms and Conditions

    Last updated: december 2024

    1. Definitions

    • CreditCheck.nl: the provider of credit information about companies and individuals, available at www.creditcheck.nl
    • User: any natural or legal person who visits the website and/or uses the information provided
    • Information: all content, texts, articles, guides, tools and other material on the website

    2. Applicability

    These terms and conditions apply to every visit to and use of the CreditCheck.nl website and all information provided on the website.

    By using our website, you accept these terms and conditions.

    3. Nature of the services

    Important notice:

    CreditCheck.nl is a provider of credit information about both companies and individuals. We ourselves provide no credit, do not act as an intermediary for consumer credit and provide no financial advice. We only supply credit information about individuals to business customers with a valid lawful basis under the GDPR (AVG).

    Our credit information is intended to support your own decision and is supplied with source references and an as-of date. The information does not constitute financial advice or a guarantee: the customer remains responsible for the final decision on granting credit or entering into a business relationship.

    4. No financial advice

    The information on CreditCheck.nl is no financial, legal or tax advice. The information is general in nature and does not take your personal circumstances into account.

    For advice on your specific circumstances, we recommend consulting a qualified financial adviser, solicitor or other professional.

    5. Accuracy of information

    We endeavour to provide accurate and up-to-date information, but cannot guarantee that all information is complete, accurate and current at all times.

    Laws and regulations may change. Check with official bodies that the information is still current before making decisions.

    6. Liability

    CreditCheck.nl accepts no liability for:

    • Loss or damage arising from the use of information on this website
    • Decisions made on the basis of the information provided
    • The content of third-party websites linked to
    • Technical faults or website unavailability
    • Inaccuracies or omissions in the information

    Use of this website and its information is entirely at your own risk.

    7. Third-party links

    Our website contains links to external websites, including official credit registration bodies and regulators. These links are provided for information purposes.

    We are not responsible for the content, privacy policies or practices of third-party websites. You visit external websites at your own risk.

    8. Intellectual property

    All content on this website, including texts, images, logos and the overall layout, is the property of CreditCheck.nl or its licensors and is protected by copyright and other intellectual property rights.

    You may view and print information for personal, non-commercial use. Further reproduction, distribution or publication without written permission is not permitted.

    9. Calculation tools

    The calculators and calculation tools on our website (such as the loan calculator) are intended solely as indicative tools. The results are estimates, not guarantees.

    The actual terms of loans and other financial products may differ and depend on your personal circumstances and the provider you choose.

    10. Governing law

    These terms and conditions and the use of the website are governed by Dutch law. Disputes will be submitted to the competent court in the Netherlands.

    11. Changes

    We reserve the right to amend these terms and conditions at any time. The latest version is always available on this page. We recommend reviewing these terms and conditions regularly.

    12. Contact

    Do you have any questions about these terms and conditions? Please contact us using the contact details on our website.