Debtor risk check
Estimate how much risk a business customer poses based on business age, legal form, payment behaviour and turnover concentration. You receive an indicative score with practical guidance on what to do next.
How this result is calculated
- The score ranges from 0 (low risk) to 100 (high risk) and adds together four factors.
- Business age: statistically, younger businesses are more likely to fail.
- Legal form: for a sole trader or general partnership (VOF), business assets are not separate from the personal assets of the owner or partners.
- Payment behaviour: previous late payments or debt collection carry the most weight.
- Turnover concentration: the larger this customer's share of your turnover, the greater the impact if they fail.
- This is an indication based on your input, not a credit assessment or financial advice.
Transparency
- CreditCheck.nl provides credit information about both businesses and individuals.
- Our information comes from public registers and affiliated sources, with source references and an as-at date.
- We provide credit reports ourselves or through affiliated credit information agencies.
- We only provide credit information about individuals where there is a valid lawful basis under the GDPR (AVG).
- We do not provide credit ourselves or offer financial advice.
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Request credit information
Leave your details and describe the credit information you need. We supply the information with sources and reference dates — we do not provide financing ourselves.