About CreditCheck.nl

    CreditCheck.nl is a Dutch credit information provider. We provide credit information on both businesses and individuals: creditworthiness, payment behaviour, insolvencies, indicative credit limits and credit reports, always with sources and reference dates. We also offer free tools to help you calculate risks yourself.

    CreditCheck.nl analyst turning public sources and payment data into credit information at an office in the Netherlands
    Our work: turning public sources and payment data into traceable credit information.

    What we do and do not do

    What we do

    • Provide credit information on businesses: data, payment behaviour and insolvencies.
    • Provide credit information on individuals, with a valid lawful basis under the GDPR (AVG).
    • Provide credit reports and indicative credit limits, with sources and reference dates.
    • Offer free calculators and checking tools and pass on financing enquiries.

    Not

    • Provide credit ourselves or act as an intermediary for consumer credit.
    • Give financial advice.
    • Publish personal data publicly on the website.
    • Provide credit information about individuals without a valid lawful basis.

    Our sources

    • Central Insolvency Register (De Rechtspraak)

      Notices of bankruptcies and suspensions of payments involving legal entities.

    • Business Register data (KVK (Dutch Chamber of Commerce))

      Registered name, legal form, registered location and SBI codes of businesses.

    • CBS (Statistics Netherlands) Statline

      Sector statistics such as the number of businesses and bankruptcies by industry.

    • Kadaster

      Information on property ownership and registered mortgages and attachments, where lawfully available and relevant to the request. A registered mortgage amount is not the same as the current debt.

    • Published annual accounts

      Key figures on equity and business continuity, where publicly available.

    • Staatscourant

      Official notices, such as dissolutions, mergers, demergers and publications relating to legal entities.

    • News websites and trade media

      Publicly available reporting on business restarts, restructurings and business developments, always with a source link and date.

    • Desk research

      Our own desk research in which the public sources above are checked, combined and recorded as at the reference date.

    • PEP list

      Screening for politically exposed persons and their close relatives, as an additional integrity check for high-risk business relationships.

    Privacy and corrections

    Is information about your business incorrect or out of date? Submit a request via delete or correct data. We assess every request and respond within the statutory time limit. See also our privacy policy.

    Transparency

    • CreditCheck.nl provides credit information about both businesses and individuals.
    • Our information comes from public registers and affiliated sources, with source references and an as-at date.
    • We provide credit reports ourselves or through affiliated credit information agencies.
    • We only provide credit information about individuals where there is a valid lawful basis under the GDPR (AVG).
    • We do not provide credit ourselves or offer financial advice.